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You are here: Home / Archives for Sedona Homes

Beautiful Home in Gated Community

November 2, 2013 By Troy Leave a Comment

This listing is no longer available.

Freshly remodeled.  Granite counters, copper sinks, hardwood and travertine.  No expense spared.

Compare cost per square foot and the features and condition of this home!  You won’t find better in Sedona

MLS DATA: IF NO DATA BELOW THIS LINE THEN THE HOME IS NO LONGER AVAILABLE.

 

 

Filed Under: Sedona Real Estate Tagged With: LUXURY HOME, Sedona Homes

15 Rimrock Ride Rd, Sedona AZ (Village of Oak Creek)

August 23, 2013 By Troy Leave a Comment

Our latest listing in the Village of Oak Creek.  Well kept home and it’s under 300k!

Available Listing Details: Sold if nothing appears below.

[idx-listing mlsnumber=”501663″ showall=”true”]

Filed Under: Sedona Real Estate Tagged With: Sedona Homes

What is a CLUE Report

December 17, 2012 By Troy Leave a Comment

What is CLUE?

CLUE (Comprehensive Loss Underwriting Exchange) is a database of consumer claims created by  ChoicePoint that insurance companies can access when they are underwriting or rating an insurance policy.

What information does a CLUE report provide?

The report contains consumer claim information provided by the insurance companies. It includes policy information such as name, date of birth, and policy number, claim information such as date of loss, type of loss and amounts paid, and a description of the property covered. For homeowner coverage, the report includes the property address and for auto coverage, it includes specific vehicle information.

How long is loss history kept in the CLUE database?

The database contains up to 5 years of personal property claims history.

Can I order a CLUE report on property I want to purchase?

No. CLUE reports are protected by the Fair Credit Reporting Act and can only be accessed by the owner or lender for the property. However, you can request that the current owner of the property order a CLUE report.

How can I find out what my loss history is?

Under the Fair Credit Reporting Act, you can request a copy of this information from ChoicePoint Consumer Disclosure,PO Box 105108,Atlanta,Georgia30348-5108, or call toll free (866) 527-2600.

What if I find incorrect information on the report?

If you want to challenge the accuracy of specific information an insurance company provided or would like to enter a statement explaining the loss more fully, contact ChoicePoint’sConsumerCenterat (866) 718-7684. They will verify your information with the reporting insurance company and notify you of the results within 30 days.

If you feel an item on the report deserves an explanation, you can submit a personal statement which will be added to all future CLUE reports.

Why are insurance companies allowed to obtain a copy of my loss history report?

Under the Fair Credit Reporting Act, ChoicePoint is allowed to produce a CLUE report for the following insurance related purposes:

1. When the consumer reporting agency has reason to believe a person or company intends to use the information in connection with the underwriting of a consumer’s insurance policy. This includes situations where the consumer asks for an insurance quote or applies for insurance.
2. When the request for the CLUE report is initiated by and at the request of the insurance company or agent.

Can an insurance company use loss history from the prior owner of a home in determining my

eligibility to get insurance on the home?

Yes. There are no laws that prevent a company from using the prior owner’s loss history in determining your eligibility for coverage. If a company can show a relationship between the prior owner’s loss and the probability of a future loss to the home, they may use the information.

Can the insurance company report claims that are closed without payment to the CLUE database?

Yes. There are no laws that prohibit the reporting or use of claims closed without payment for underwriting or rating purposes.

Can the insurance company report an inquiry about a loss to the CLUE database when no request for the processing of a claim was made to the company?

Yes. There are no laws that prohibit the reporting or use of and inquiry about a loss for underwriting or rating purposes.

Does every company report all losses to the CLUE database?

No. Some companies choose not to participate. Losses filed with nonparticipating companies will not appear on a CLUE report.

Why do insurance companies use loss history?

Actuarial studies conducted by insurance companies have shown a correlation between a consumer’s prior loss history and his/her future insurance loss potential. Along with other factors, this history could be considered when companies make their decisions to issue policies and determine premiums.

What if I find incorrect information on the report?

If you want to challenge the accuracy of specific information an insurance company provided or would like to enter a statement explaining the loss more fully, contact ChoicePoint’sConsumerCenterat (866) 718-7684. They will verify your information with the reporting insurance company and notify you of the results within 30 days.

If you feel an item on the report deserves an explanation, you can submit a personal statement which will be added to all future CLUE reports.

 

Filed Under: Sedona Real Estate Tagged With: Sedona Homes

Sedona Real Estate Market Update – Stats

June 28, 2012 By Troy Deierling Leave a Comment

It definitely looks like the market has stabilized.  We’re seeing a reduction in the Sedona real estate inventory in the under 300k range.  Some condo’s can still be had for around $125 in the Village of Oak Creek (Sedona).

If you’ve been on the fence about buying a home in Sedona, now might be the best time to act.

If you’d like more information on Sedona homes for sale or any home in the Verde Valley, just give us a call.  We are here to provide you with the information you need to make an informed decision.

 Sedona homes in the 200-300K range.

[idx-listings linkid=”214842″ count=”25″ showlargerphotos=”true”]

Filed Under: Sedona Real Estate Tagged With: Sedona Homes

30 Year Mortgage Hits Record Low

June 21, 2012 By Troy Leave a Comment

http://www.breitbart.com/system/wire/D9VHIPNG2

US mortgage rates are at an all time low.  Now is the cheapest time to have a mortgage with rates around 3.66%.

 

Filed Under: Sedona Real Estate Tagged With: Sedona Homes, sedona mortgages

Sedona Luxury Homes

March 21, 2012 By Troy Leave a Comment

This list of Sedona luxury homes is updated daily!

Here’s a quick list of Sedona homes on the market that are priced at or above the one million dollar mark.  Typically these homes will have all of the bells and whistles and drop dead gorgeous views of the Sedona Red Rocks.  You can actually find some fantastic bargains at this level.  The economy had driven the price of these Sedona homes drastically from the 2007 real estate high water mark.

The newest luxury home listings are listed first.

Sedona AZ Luxury Homes & Real Estate

Make your own custom Sedona Home Search. Email updates available.

[idx-listings linkid=”214821″ count=”50″ showlargerphotos=”true”]
Sedona luxury homes. Luxury homes in Sedona AZ.  List of Sedona homes 1,000,000+.  Sedona executive homes and real estate.

Filed Under: Sedona Luxury Homes, Sedona Real Estate Tagged With: Sedona AZ Homes, Sedona AZ real estate, Sedona Homes, Sedona real estate market

Spring desert flowers & Bell rock, Sedona….perfect weather this March.

March 13, 2012 By Troy Deierling Leave a Comment

image

Filed Under: Sedona Real Estate Tagged With: sedona hikes, Sedona Homes, sedona recreation

Making a Wise Real Estate Purchase

September 6, 2011 By Troy Leave a Comment

In this video we explore some tips for making a wise real estate purchase in Sedona AZ.

  • Save for a down payment.  Bigger is better for conventional loans or use one of the government programs. FHA 3.5%, USDA 0%, VA 0-5% down.
  • Don’t Overextend Yourself
  • Consider the Work Involved
  • Shop the market.

Sedona AZ real estate and Sedona homes for sale.
 

[idx-listings linkid=”214824″ count=”30″ showlargerphotos=”true”]

Filed Under: Sedona AZ Real Estate, Sedona Homes Tagged With: Sedona Homes, Sedona homes for sale, sedona realestate

Sedona Sunset – 8/15/2011

August 15, 2011 By Troy Leave a Comment

Spectacular sunset tonight. One of the best I’ve seen. Right after a rain shower.

Filed Under: Sedona Real Estate Tagged With: Sedona Homes, Sedona real estate, sedona sunset, sedona weather

Drive into Village of Oak Creek, Sedona AZ

August 3, 2011 By Troy Deierling Leave a Comment

image

Amazing cloud formations as the sun was setting.

[idx-listings linkid=”214817″ count=”20″ showlargerphotos=”true”]

Filed Under: Sedona AZ Homes Tagged With: Sedona Homes, Sedona real estate, Sedona red rocks

Sedona, AZ – Rainbow

August 2, 2011 By Troy Deierling Leave a Comment

image

Here is an amazing rainbow over Sedona while it was raining.

[idx-listings linkid=”214789″ count=”15″]

Filed Under: Sedona Real Estate Tagged With: Sedona Homes, sedona realestate, sedona weather

Monsoon Season Has Arrived

July 12, 2011 By Troy Leave a Comment

For the last couple days we’ve had rain or the threat of rain and a couple thunderstorms.  It appears the monsoon season is upon us.  I spent a good portion of my life in the Seattle area and Susan is from England, so to see the bit of rain we get here called a Monsoon is kind of funny.    We need the rain though as it’s been a dry summer so far.

.

Filed Under: Sedona AZ Real Estate Tagged With: sedona az weather, Sedona Homes, Sedona real estate, sedona weather

Golf & 55+ Community – Cornville Foreclosure Home

July 2, 2011 By Troy Deierling Leave a Comment

Cornville Foreclosure Home – Golf Course 55+ Community

Here’s an excellent opportunity in a new Spanish style home that is a foreclosure in Cornville.  It’s in a Verde Santa Fe, a planned community with a golf course, pool, clubhouse and more.  The home is in a cul-de-sac and features two master suites.

Verde Santa Fe is minutes from shopping in Cottonwood.

5295 E Moonlight Dr
Cornville AZ 86325

Bedrooms: 2            Baths: 2
Square Footage: 1569
Built: 1999
Cost per Sqft: $117.85

SEE THE VIDEO: CORNVILLE FORECLOSURE HOME

Filed Under: Cornville AZ real estate, Cornville homes, Cottonwood Real Estate Tagged With: 55+ Community, Cornville AZ homes, Cornville foreclosure home, Cornville real estate, golf course, Golfing, Sedona Homes, Sedona real estate

Video: Five Reasons to Use a Realtor – Sedona Homes Online

June 27, 2011 By Troy Leave a Comment

Sedona Homes: Five Reasons to use a Sedona Realtor

Buying a home in Sedona can be time consuming and stressful. It’s best to utilize the services of a local Sedona Realtor.  When choosing a Realtor, be sure to pick one that is a trained Buyer Representative.  The Accredited Buyer Representative designation from the National Association of Realtors will assure you that you’ve chosen an experienced and trained Buyer Representative.  Just look for the ABR initials after the agents name. MORE – See the Video =>>

Filed Under: Sedona AZ Real Estate Tagged With: Sedona Homes, Sedona real estate, sedona realtor

What is an REO? Sedona Foreclosure Homes

June 17, 2011 By Troy Leave a Comment

Here’s a quick video that reviews just what an REO is.  REO is a term used in the real estate industry for a foreclosure.  REO stands for “Real Estate Owned” as in owned by the bank.  This video is part of our continuing education for real estate consumers and investors in the Sedona real estate foreclosure market.

Sedona Real Estate: Why Should You Buy An REO?

 

[idx-listings linkid=”214798″ count=”32″ showlargerphotos=”true”]

 

Filed Under: Sedona AZ Real Estate Tagged With: sedona foreclosure homes, Sedona foreclosures, Sedona Homes, Sedona real estate

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Sedona AZ Real Estate Broker Susan Deierling, ABR, CRS
Assoc. Broker
Realty Executives
Northern Arizona
Sedona AZ
(928) 451-6098 mobile/text/VM
(888) 494-0470 (US & Canada)
susan@sedonaemail.com

Contact Me | About Us

Sedona AZ Homes for sale Troy Deierling ABR CRS
Realty Executives
Northern Arizona
Sedona AZ
(928) 202-0700 mobile/text/VM
troy@sedonaemail.com

Contact Me | About Us

Contact Susan

Sedona AZ Real Estate Broker Susan Deierling, ABR, CRS
Assoc. Broker
RE/MAX Sedona
Sedona AZ
(928) 451-6098 mobile/text/VM
(888) 494-0470 (US & Canada)
susan@sedonaemail.com

Contact Me | About Us

Contact Troy

Sedona AZ Homes for sale Troy Deierling ABR CRS
RE/MAX Sedona
Sedona AZ
(928) 202-0700 mobile/text/VM
troy@sedonaemail.com

Contact Me | About Us
Realtor MLS HUD

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The data relating to real estate for sale on this website comes in part from the Sedona Verde Valley Multiple Listing Service (MLS). Listing broker has attempted to offer accurate data but is not guaranteed accurate by the MLS. All information presented is deemed reliable but not guaranteed. IDX is provided exclusively for consumer's personal, non-commercial use; and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use outside of this purpose is prohibited.