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You are here: Home / Archives for Sedona AZ

Flipping: How to Buy a Foreclosure in Sedona

November 18, 2012 By Troy Leave a Comment

Flipping a foreclosure home in Sedona can be very lucrative if done right or  a disaster if done badly.  Once you have determined that foreclosure homes are best for you, see below for some basic ideas to make sure you get the best deal and don’t risk over-leveraging.

Determine a financial budget

Review your present financial liabilities and assets. Take into account all expenses:  housing, utilities, entertainment, savings, as well as other planned expenditures, as well as a reasonable cushion to ensure your security. The remainder will be your available funds to utilize in the buying of the Sedona foreclosure home. Keep in mind that even after the purchase, a foreclosure home in Sedona will cost money. You ought to expect repairs and maintenance before the property is livable, as well as a time of vacancy while you shop the home to purchasers or renters.

Arrange financing

Sedona foreclosure homes move fast- sometimes very fast. If you never want to be a multiple offer situation, you might want to think again about foreclosure homes. Since you now know what you can invest, you must have a lenders approval to spend it. Cash is king, but pre-approved financing is quite close, and merely the process of obtaining financing will give you an effective gut check of the spending budget estimations from step 1.

Bring in a professional

The purchase process for many Sedona foreclosed homes-particularly any being auctioned, allows very little time for personal inspections. Utilize a licensed home inspector with foreclosure knowledge. If you don’t know any, we are happy to make recommendations.  There’s simply no alternative to an effective inspection, but professional eyes can find the most significant, most expensive problems in advance and assist you to incorporate that into your offer. Make sure to maintain a running total of repair costs and subtract that amount from the spending budget. You don’t have to bite off too much.

Remain focused

As soon as bidding starts, it’s very easy to lose your head. The industry is full of foreclosures. Should you miss that one, you’ll acquire the next Sedona foreclosure.  Stick with a reasonable offer in a range within your budget and ultimately, you’ll choose the right property at the ideal price.

Coming soon…. what buyers want you to put into your flipped house for maximum profit.

 

Filed Under: Sedona Foreclosure Homes Tagged With: flipping homes, foreclosure homes, Sedona AZ

When are property taxes due in Arizona?

May 12, 2012 By Troy Leave a Comment

We get this question a lot.  Here’s the answer straight from the Yavapai County tax assessors website.

Taxes Due

  • First half taxes are due October 1st, and are delinquent after November 1st of the current tax year (example: 2002 first half taxes are delinquent after November 1st, 2002).
  • Second half taxes are due March 1st, and are delinquent after May 1st of the year following the current tax year (example: 2002 second half taxes are delinquent after May 1st, 2003).
  • If your tax bill is more than $100, you have the option to pay the full year by December 31st of the current tax year, and you will not be charged any interest or fees on the first half (example: 2002 full year payments on tax bills over $100 must be paid by December 31st, 2002).
  • If your tax bill is less than $100, it must be paid in full by the first half deadline, November 1st of the current tax year.
  • If you miss a deadline you will be charged interest at the rate of 16% annual prorated at 1.333% per month as of the first day of the month.  Additional fees may also be charged.
  • Please note, interest rates on corrected tax bills will vary.

 


All the foreclosure homes in the Verde Valley over the last 7 days

[idx-listings linkid=”211858″ count=”15″ showlargerphotos=”true”]

Sedona foreclosure homes, Cottonwood, Cornville, Camp Verde, Clarkdale foreclosures and bank owned homes.

Filed Under: Sedona Real Estate Tagged With: property taxes, Sedona AZ

Sedona Nominated for Most Beautiful City – Please Vote!

August 8, 2011 By Troy Leave a Comment

The GMA airing of Sedona as one of America’s Top 10 Most Beautiful Cities has moved to Wednesday morning.

Encourage everyone you know to vote. http://abcnews.go.com/GMA/best_places_USA/

From the Chamber’s website: Help Sedona WIN the Most Beautiful Place In America! W

hat’s the most beautiful place in America? “Good Morning America” set out to settle the debate and Sedona made the list! “Sedona’s natural beauty takes your breath away. The Red Rocks inspire such awe that we had to name it one of our Most Beautiful Places in America” according to GMA.

Two locations will be featured on the show each day during the week of August 8, with viewers voting online for their favorite. Robert Fruggiero of Schertz, Texas, nominated Sedona stating, “The Red Rock Country in and around Sedona, Ariz., is one of the most beautiful and peaceful places I have ever visited in the U.S.,” Other cities that made the list: Asheville, NC; Aspen, CO; Cape Cod, MA; Destin, FL; Grand Teton, WY; Lanikai Beach, HI; Newport, RI; Point Reyes, CA; Sleeping Bear Dunes, MI

Filed Under: Sedona Homes Tagged With: best places to live, Sedona, Sedona Arizona, Sedona AZ

Sedona Red Rocks

August 2, 2011 By Troy Deierling Leave a Comment

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Red rocks of Sedona after the thunderstorm.

[idx-listings linkid=”214827″ count=”25″ showlargerphotos=”true”]

Filed Under: Sedona AZ Homes Tagged With: Sedona AZ, Sedona real estate, Sedona red rocks

Sun Setting on Courthouse Butte

August 1, 2011 By Troy Leave a Comment

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Great views of the sun setting in Village of Oak Creek.  Thats Courthouse Butte.

Sedona homes

Filed Under: Sedona Homes Tagged With: Sedona AZ, Sedona real estate, Sedona red rocks, sedona sunset

Sedona Morning – Sedona Real Estate

May 30, 2011 By Troy Deierling Leave a Comment

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Good Morning from Sedona!

Filed Under: Sedona Real Estate Tagged With: Sedona Arizona, Sedona AZ, sedona weather

Sedona Red Rock High School Graduation 2011

May 25, 2011 By Troy Deierling Leave a Comment

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READ MORE: SEDONA RED ROCK HIGH SCHOOL GRADUATION

Filed Under: Sedona Real Estate Tagged With: Sedona AZ

Sedona AZ: Oak Creek Early Morning

May 21, 2011 By Troy Deierling Leave a Comment

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Good Morning!  Cathedral Rock overlooking Oak Creek early in the morning as the sun rises….one of my favorite spots Read More: Sedona AZ Oak Creek

Filed Under: Sedona Homes Tagged With: Sedona AZ, Sedona homes for sale, Sedona real estate, Sedona red rocks

Video: Oak Creek @ Los Abrigados

May 8, 2011 By Troy Leave a Comment

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Oak Creek is a free flowing & wild trout stream that flows through the city of Sedona. Picture and Video taken at Los Abrigados Resort next to the Tlaquepaque arts and crafts village in Sedona.

 

Filed Under: Sedona AZ Real Estate Tagged With: oak creek, Sedona, Sedona AZ, sedona recreation, things to do in sedona

Are you Ready to Buy Real Estate in Sedona?

April 24, 2011 By Troy Leave a Comment

Accredited Buyer Representative - Sedona AZ - ABR in Sedona - Sedona homes

Accredited Buyer Representative (ABR)

Have you spent years in rental homes or apartments and grown tired of shelling out all that rent money to to the home owner? If so, then it might be prudent to consider investing in a home or condo in Sedona and keeping that cash for yourself. However, you will have to ensure that you are ready before jumping into the Sedona real estate market. There are financial considerations to address before you start looking for a home. If you are not paying cash for the home, you will need to speak to a mortgage lender. The sooner the better. Call us if you would like some mortgage lender recommendations for the Sedona area.

READ MORE: Buyer Real Estate in Sedona

Filed Under: Sedona Real Estate Tagged With: ABR, Buyers Representative, Sedona AZ, Sedona Homes

After the Sedona Spring Snow Storm

April 10, 2011 By Troy Leave a Comment

Here’s a quick video I shot this morning.  We had a couple inches of snow yesterday here in Sedona.  It’s supposed to be 75°F tomorrow!

Brought to you by Sedona AZ Homes Online

 

Filed Under: Sedona AZ Real Estate, Sedona Homes, Sedona Real Estate Tagged With: Sedona Arizona, Sedona AZ, Sedona AZ video, Sedona real estate, Sedona video, sedona weather, Snow storm, Village of Oak Creek

2011 VA Loan Limits for Arizona Counties

December 30, 2010 By Troy Deierling Leave a Comment

VA Home Loan Limits

Veterans Affairs (VA) loan limits have been posted. For all counties in Arizona, the 2011 limit is the standard $417,000. You can learn more about VA home loans and limits at www.benefits.va.gov/homeloans.

Filed Under: Sedona Real Estate Tagged With: Sedona AZ, Sedona AZ real estate, VA loan limits, VA loans

10 Tips: Buying (or not) Short Sale Homes in Sedona AZ

November 30, 2010 By Troy Deierling Leave a Comment

A short sale is when a home is being sold for less than the owner owes on the home.  The seller may or may not be on the hook for the difference between the sales price and what’s owed.  Generally, in Arizona, they will not be.  The Bank or Mortgagee must approve the sale.  Usually these properties are already in the system for a foreclosure.

This is problematic to start with and do not go into this situation without your own buyer representative.  In my experience you may run into a seller who has little or no motivation to cooperate.  I’ve had the seller agree to the price and then leave on vacation (?) for a month and refuse to sign any paperwork from the lender till they return.

If handled properly by the listing agent, it can run smoothly but right now we have many real estate agents going out and listing short sales and having no idea what they should be doing to make it a viable property.

10 questions to ask when buying a short sale:

  1. How many mortgages are on the home?  More than one will really increase the difficulty (very, very difficult).
  2. Has a title report been pulled to confirm the number of loans on the property?
  3. Has the lender approved the listing price?
  4. Can I see the lender approval of the listing price?
  5. Has the seller submitted all the necessary paperwork for approval of the short sale?
  6. Can my Buyer Agent call the lender rep to confirm?
  7. Has the lender assigned a negotiator for the property?
  8. Has the lender ordered an appraisal?
  9. What kind of response time can I expect from the lender?
  10. How long is it going to take to close?

Our experience has not been very good with short sales.  Most are ill prepared for the market.  They will take quite awhile to close and in our experience, the bank may pull acceptance at the last moment if they have an appraisal that supports a higher sales price.

If you have a home to sell that is a short sale, you need to find an agent that has the systems to ensure your success.  It’s a complicated process and most real estate agents are not equipped to handle a short sale properly.  You can benefit though, you will likely be able to get a mortgage again in two years for a short sale versus 7 years on a foreclosure.

Foreclosures for buyers are a whole other animal and are much, much easier to acquire, but that’s another blog post.

Filed Under: Sedona homes for sale Tagged With: Sedona AZ, Sedona AZ Homes, Sedona AZ real estate, sedona foreclosure homes

Happy Thanksgiving!

November 25, 2010 By Troy Deierling Leave a Comment

Thanksgiving in Sedona Arizona

Thank you to all of our clients!

Here’s a picture with the leaves changing along Oak Creek and Sedona in the background.

A Sedona Thanksgiving

Filed Under: Sedona AZ Real Estate, Sedona Real Estate Tagged With: Sedona AZ, Sedona real estate, sedona thanksgiving, thanksgiving

Pretty Sedona Sunset

November 10, 2010 By Troy Leave a Comment

Sedona Arizona Sunset near our house

Here’s a two pictures of todays sunset I took from the driveway of our home in the Village of
Oak Creek (Sedona).  Looking west toward Oak Creek and Red Rock Loop.

Sedona Arizona Sunset near our house
Sedona AZ sunset November 10, 2010

Happy Birthday Marines!

Sedona AZ sunset November 10, 2010

Filed Under: Sedona Real Estate Tagged With: Sedona AZ, sedona panorama, sedona recreation, sedona sunset

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Sedona AZ Real Estate Broker Susan Deierling, ABR, CRS
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Realty Executives
Northern Arizona
Sedona AZ
(928) 451-6098 mobile/text/VM
(888) 494-0470 (US & Canada)
susan@sedonaemail.com

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Sedona AZ Homes for sale Troy Deierling ABR CRS
Realty Executives
Northern Arizona
Sedona AZ
(928) 202-0700 mobile/text/VM
troy@sedonaemail.com

Contact Me | About Us

Contact Susan

Sedona AZ Real Estate Broker Susan Deierling, ABR, CRS
Assoc. Broker
RE/MAX Sedona
Sedona AZ
(928) 451-6098 mobile/text/VM
(888) 494-0470 (US & Canada)
susan@sedonaemail.com

Contact Me | About Us

Contact Troy

Sedona AZ Homes for sale Troy Deierling ABR CRS
RE/MAX Sedona
Sedona AZ
(928) 202-0700 mobile/text/VM
troy@sedonaemail.com

Contact Me | About Us
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The data relating to real estate for sale on this website comes in part from the Sedona Verde Valley Multiple Listing Service (MLS). Listing broker has attempted to offer accurate data but is not guaranteed accurate by the MLS. All information presented is deemed reliable but not guaranteed. IDX is provided exclusively for consumer's personal, non-commercial use; and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use outside of this purpose is prohibited.